FinanceToolbelt

1031 Exchange Calculator

A 1031 exchange allows real estate investors to defer paying capital gains taxes on an investment property when it is sold, provided another "like-kind" property is purchased with the profit.

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The Power of Tax Deferral

Section 1031 of the Internal Revenue Code allows investors to defer capital gains taxes and depreciation recapture taxes by reinvesting the proceeds from a sale into a new property. This allows for significantly more capital to be put to work in the new investment.

Key Requirements

  • Like-Kind Property: Both properties must be held for use in a trade or business or for investment.
  • Timeline: You have 45 days to identify replacement property and 180 days to close on it.
  • Qualified Intermediary: You must use a third-party QI to hold the funds between the sale and the purchase.
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All tools are for educational and informational purposes only and do not constitute professional financial advice. Please consult with a qualified professional before making any financial decisions.